Monday, September 20, 2021
HomeNewsHow does contactless Credit Card Work

How does contactless Credit Card Work

Does your credit card have a symbol that looks like Wi-Fi? If yes, then you have a contactless credit card. The Wi-Fi symbol represents that your card is RFID enabled.
Thanks to this technology, now you can choose to tap the card on the machine instead of inserting the card.

Image Source: CU Management

These new generation Credit Cards can make payments without having you insert or swipe them in the card machine. Just tap the card and you are done!

The cards work on Near Field Communication which lets devices communicate in close vicinity without coming in contact. They are powered by contactless chips that use one-time codes so you need not enter a PIN to make payment!

Read: Best Money Transfer Apps of 2021

How These Cards Operate

Contactless credit cards might seem like a magic wand, but in reality, they use an advanced technology called NFC (near-field communication) to make contactless payment possible. These cards have a small embedded chip that works on short-range radio waves. NFC emits short-range radio waves and when the card is placed within a few inches of a contactless-enabled machine, the payment information gets transferred.

These cards are also known as “tap to pay,” but actually no tapping is needed. Instead, you have to place your card within a few inches of the terminal to initiate the payment process.
The payment terminal may beep, display a green checkmark, or flash a green light when the transaction is complete.

To use the contactless feature on your credit card, you’ll need these two things:

  1. Contactless credit card
  2. Contactless credit card terminal
Image Source:

To make payment using these cards follow these steps:

  1. Check if your card and the card reader have the contactless feature enabled
  2. Tap or hover your card on the contactless sensor of the reader.
  3. Wait for a few moments. The transaction is done without any PIN or signature.

Also Read: How To Send And Receive Money With Ria Money Transfer?

Benefits of contactless credit cards

These cards offer several benefits to their owners.

1. Speed and ease of use

Completing a transaction with these cards requires only a few seconds with a very friendly user experience.

2. Reduced wear and tear

Credit cards are pieces of plastic that are susceptible to wear and tear by getting swiped repeatedly in the machine but you don’t have to insert these cards into the machine which reduces wear and tear.

3. No contact with Public Surfaces

Due to the COVID-19 pandemic, we are avoiding any contact with public surfaces. These cards are the best option to use nowadays.


Even way before Covid-19, these cards are becoming popular due to their fascinating feature. These cards offer a faster yet safer option to make payments without any hassle.
You can request your bank to issue you a contactless card if you don’t already have one.

Trending News: How to tell if your Facebook is Hacked?

How to get free Wi-Fi anywhere

 How can a VPN make your internet faster 



Please enter your comment!
Please enter your name here

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Follow Us


CleanMyMac X

If you like our content or it helped you fix your problem, please consider buying us a coffee. It will help us maintain the quality and we'll keep providing you free solutions. Thank you for your support!

Buy us a coffeeBuy us a coffee

Must Read

Top 5 Features That Make iPhone 13 Pro & iPhone 13 Pro Max The Best iPhones

Top 5 Features That Make iPhone 13 Pro And iPhone 13 Pro Max The...

Here's to the smartphone that can do the impossible! iPhone 13 Pro and iPhone 13 Pro Max are legends in the game right now....
Apple Security Update: How To Update Apple iOS 14.8 In Your Devices?

How To Update Apple iOS 14.8 In Your Devices -Apple Security Update

News of Apple security breaches is spreading fast, and cybersecurity is urging users to update their software as fast as possible. Moreover, Apple recently...

How To Set Up And Use Apple Watch Nightstand Mode

Your Apple Watch is not your savior only during the day; it is also super functional during the night. Nightstand Mode of the Apple...

Apple Releases The Watch Series 7 With An Advanced Display And Sleeker Look

Apple has revealed the all-new Apple Watch Series 7 along with iPhone13, AirPods 3, and iPad Mini (2021) model at the Apple California Streaming...

What To Do If Your Smartphone Is Overheating?

Let’s accept it- our phones are prone to overheating. The temperature of our mobile phones is influenced by the temperature of our environment. If...

Cool YouTube URL Tricks You Should Know About

YouTube is the top-most video-sharing site on the web which is the perfect place to spend your free time. While YouTube is the second...