Thursday, November 24, 2022

How does contactless Credit Card Work

Does your credit card have a symbol that looks like Wi-Fi? If yes, then you have a contactless credit card. The Wi-Fi symbol represents that your card is RFID enabled.
Thanks to this technology, now you can choose to tap the card on the machine instead of inserting the card.

Image Source: CU Management

These new generation Credit Cards can make payments without having you insert or swipe them in the card machine. Just tap the card and you are done!

The cards work on Near Field Communication which lets devices communicate in close vicinity without coming in contact. They are powered by contactless chips that use one-time codes so you need not enter a PIN to make payment!

Read: Best Money Transfer Apps of 2021

How These Cards Operate

Contactless credit cards might seem like a magic wand, but in reality, they use an advanced technology called NFC (near-field communication) to make contactless payment possible. These cards have a small embedded chip that works on short-range radio waves. NFC emits short-range radio waves and when the card is placed within a few inches of a contactless-enabled machine, the payment information gets transferred.

These cards are also known as “tap to pay,” but actually no tapping is needed. Instead, you have to place your card within a few inches of the terminal to initiate the payment process.
The payment terminal may beep, display a green checkmark, or flash a green light when the transaction is complete.

To use the contactless feature on your credit card, you’ll need these two things:

  1. Contactless credit card
  2. Contactless credit card terminal
Image Source:

To make payment using these cards follow these steps:

  1. Check if your card and the card reader have the contactless feature enabled
  2. Tap or hover your card on the contactless sensor of the reader.
  3. Wait for a few moments. The transaction is done without any PIN or signature.

Also Read: How To Send And Receive Money With Ria Money Transfer?

Benefits of contactless credit cards

These cards offer several benefits to their owners.

1. Speed and ease of use

Completing a transaction with these cards requires only a few seconds with a very friendly user experience.

2. Reduced wear and tear

Credit cards are pieces of plastic that are susceptible to wear and tear by getting swiped repeatedly in the machine but you don’t have to insert these cards into the machine which reduces wear and tear.

3. No contact with Public Surfaces

Due to the COVID-19 pandemic, we are avoiding any contact with public surfaces. These cards are the best option to use nowadays.


Even way before Covid-19, these cards are becoming popular due to their fascinating feature. These cards offer a faster yet safer option to make payments without any hassle.
You can request your bank to issue you a contactless card if you don’t already have one.

Trending News: How to tell if your Facebook is Hacked?

How to get free Wi-Fi anywhere

 How can a VPN make your internet faster 


Taiba Hasan
Taiba Hasan
A tech enthusiast with a Post Graduate degree in Computer Applications, trying to make technology less complicated for novice users.
How to Accept Credit Card Payments ...
How to Accept Credit Card Payments without Stripe | WordPress Ecommerce


- Advertisement -


Related articles

hide the likes count on instagram post

Why Does Someone Hide The Likes Count On Instagram Post?

Instagram released a feature that allows users to conceal their likes and view counts on...

Grounded: 8 Beginner Tips To Survive The Game

Before its full release on Xbox and PC, Grounded spent years in early entry, gradually...
Tech lovers

15 Best Gifts For The Tech Lovers

The newest electronic devices are a terrific choice for any recipient, including those who are...
GPS Trackers

5 Best GPS Trackers For Your Vehicle

In this roundup, we have curated some of the best GPS trackers from Amazon that...
System Settings in macOS Ventura

Everything About The New System Settings In macOS Ventura

Apple introduced a brand-new app called System Settings in place of the well-known System Preferences...
Clean Your AirPods

7 Best Ways To Clean Your AirPods

You must have determined that AirPods were a good purchase at some time. Whether they...

How To Turnoff iPhone Without Touching Screen?

When your Apple gadget is showing signs of failing, such as a cracked screen (or...
remove auto highlighting

macOS Ventura: What’s New With Spotlight?

If you use your Mac for both business and play on a regular basis, you...
your privacy on iPhone

15 Tips To Take Control Of Your Privacy On iPhone

Apple may have halted its contentious attempt to scan customers' iPhones for photographs of child...
clean your gadgets

How To Clean Your Gadgets?

In this guide, we have listed the step-by-step process of cleaning your gadgets to keep...


Please enter your comment!
Please enter your name here

This site uses Akismet to reduce spam. Learn how your comment data is processed.